TERMS OF SERVICE

Last Updated: 03/30/2026

These Terms of Service (“Terms”) govern your use of BuyHomes.Team and any services, content, forms, communications, or information provided by Ariel Lafuente, LLC.,Creative Mortgage, LLC., and Grangeno Realty, LLC (“Company,” “we,” “us,” or “our”).

By accessing this website, submitting a form, or communicating with us, you agree to these Terms.

No Commitment to Lend

Information provided on this website is for general informational purposes only and is not a commitment to lend, extend credit, or guarantee approval.

All mortgage products, rates, terms, and programs are subject to change without notice and are dependent on borrower qualification, property approval, and lender guidelines.

Creative Mortgage, LLC is a mortgage broker and is not a lender.

No Professional Advice

The information on this website is not legal, tax, accounting, financial, or real estate advice. You should consult with your own attorney, accountant, tax advisor, financial advisor, or licensed real estate professional before making any decisions.

Eligibility

You must be at least 18 years old and legally capable of entering into agreements to use this website or submit information through it.

User Information

You agree that all information you provide through this website is accurate, complete, and truthful.

You agree not to submit false, misleading, fraudulent, or incomplete information.

Communications Consent

By submitting your information through this website, you consent to receive communications from us by phone, email, SMS/MMS text message, and automated or prerecorded calls regarding your inquiry, home buying options, mortgage services, or related services.

Message and data rates may apply.

Consent is not a condition of purchase.

You may opt out at any time by:

  • Replying STOP to text messages

  • Clicking the unsubscribe link in an email

  • Contacting us directly

Website Use

You agree not to:

  • Use this website for any unlawful purpose

  • Attempt to interfere with the operation or security of the website

  • Upload or transmit malicious code, spam, or harmful material

  • Copy, reproduce, or distribute website content without permission

We reserve the right to suspend or terminate access to the website at any time for misuse or violation of these Terms.

Intellectual Property

All content on this website, including text, graphics, logos, designs, images, videos, and branding, is the property of Ariel La Fuente, LLC, Creative Mortgage, LLC, or their licensors and may not be copied, reproduced, or used without written permission.

Third-Party Services and Links

This website may contain links to third-party websites or services. We are not responsible for the content, accuracy, or privacy practices of those third parties.

We may also use third-party service providers to operate the website, send communications, process information, and provide mortgage or real estate-related services.

Disclaimer of Warranties

This website and all information provided are offered “as is” and “as available” without warranties of any kind, express or implied.

We do not guarantee:

  • That the website will always be available or error-free

  • That information on the website is complete, accurate, or current

  • That you will qualify for a loan or mortgage program

Limitation of Liability

To the maximum extent permitted by law, Ariel Lafuente, LLC and Creative Mortgage, LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of your use of the website or reliance on information provided.

Our total liability for any claim related to the website shall not exceed one hundred dollars ($100).

Indemnification

You agree to indemnify and hold harmless Ariel Lafuente, LLC.,Creative Mortgage, LLC., and Grangeno Realty, LLC their owners, employees, contractors, agents, and affiliates from any claims, damages, losses, or expenses arising from your violation of these Terms or misuse of the website.

Governing Law

These Terms are governed by the laws of the State of Texas, without regard to conflict of law principles.

Any dispute arising from these Terms or your use of the website shall be resolved in the state or federal courts located in Bexar County, Texas.

Changes to These Terms

We may update these Terms at any time. Changes will become effective when posted on this page.

Your continued use of the website after changes are posted constitutes your acceptance of the revised Terms.

Questions about this policy? Contact us at [email protected] or 210-992-6111.

Privacy Policy | Terms of Service | User Data Consent Addendum

© 2026 BuyHomes.Team is operated by Ariel Lafuente, LLC., Creative Mortgage, LLC., and Grangeno Realty LLC.

Mortgage Services:

Creative Mortgage, LLC. NMLS #2324328

Ariel Lafuente, Loan Officer NMLS #2172456

Licensed by the Texas Department of Savings and Mortgage Lending

210-992-6111 | [email protected]

Equal Housing Opportunity

Not a commitment to lend. All loans subject to credit, income, and property approval.

For licensing information, please visit NMLS Consumer Access.

Realtor Services:

Grangeno Realty LLC
Broker License #9012683
Maria Grangeno, Broker License #717709

210-992-6111 | [email protected]

Equal Housing Opportunity

Consumer Protection Notice

Information About Broker Services